NEW YORK RESTAURANT INSURANCE PROGRAMS

RSI Insurance specializes in protecting your restaurant from losses. Every restaurant is different and unique. Therefore, the insurance program protecting your business should be unique and catered to your specific needs.

The restaurant industry is much more competitive and complex compared to ten years ago. As a restaurant business owner, you want to know you're covered for every unexpected accident and potential loss.

What is coverage exactly?

By definition “It is the specific protection provided by the policy against the results of the hazards insured against.”

Our custom-tailored restaurant packages include a number of products: Food spoilage, Liquor Liability, EPL, Business Liability, Property, Crime, Equipment breakdown, and many other types of coverage designed to meet your insurance needs. Take a look at the links on the sidebar to see all of our areas of business insurance coverage. Whether your New York restaurant is ethnic, family style, trendy, elegant, traditional, or any other kind, we can design a specific restaurant insurance program that fits and covers your establishment’s needs.

We offer insurance for the following types of hospitality businesses:

• Cafes
• Coffee shops
• Food bars
• Fine dining restaurants
• Family-style restaurants
• Luncheonettes
• Sandwich shops
• Fast Food  
• Delis
• Buffets
• Diners
• Cafeterias
• Drive-ins
• Carry-out restaurants

Some risks and exposures are obvious and easy to see, such as an employee or a customer getting injured at your establishment. However, many other hazards require precalculated time and attention.

As an example, how does a restaurant owner measure the potential loss due to an interruption of business, and how is that information properly related to the coverage provided by your current restaurant insurance policy?

Is your food covered against spoilage?

Are you properly covered from a claim arising from a food delivery?

Do you have the proper amount of protection in the event of a liquor liability insurance claim?

Are you properly protected from a claim resulting in an employee or customer getting injured on the premises?

If the outside power fails, what damage can that cause, and to what extent can that potential financial or monetary loss be protected?

RSI Insurance always hopes businesses have a risk free happy life far from any worries. However, life is full of risk and uncertainty. No one knows what is going to happen tomorrow. Therefore, intelligent entrepreneurs make smart decisions securing their future by getting the right amount of insurance coverage against all possible business liabilities. RSI Insurance helps small business owners in getting the best insurance policies and plans.

We are currently licensed and servicing customers in the following states: New York, New Jersey, and Connecticut.

We invite you to take some time while you are visiting us online at RSI Insurance to explore our website. You will find a number of helpful and informative pages concerning the insurance coverage we have available.

RSI Insurance offers quick turn around on insurance quotes. We are proud to be a member of the NYSRA. Our highly dedicated, insurance professionals are here to help you get back where you belong. Let our one of agents work with you to help you to prevent or to mitigate potential losses in your business.

Get a free quote now, fill out this online application by clicking the quote button. The quote is free and carries no obligation of any type. We are located at 505 White Plains Rd., Suite 120 Tarrytown, NY, or just give us a call at (914) 332-1700. We are here to serve your insurance needs at all times.

Before you sign your lease, we will, free of charge, review your insurance requirements and offer a no charge critique of those clauses!